Certified and Short Sale Specialists!

RealtyCity Inc. - My Short Sale Pros

RealtyCity Inc. - My Short Sale ProsRealtyCity Inc. - My Short Sale ProsRealtyCity Inc. - My Short Sale Pros

RealtyCity Inc. - My Short Sale Pros

RealtyCity Inc. - My Short Sale ProsRealtyCity Inc. - My Short Sale ProsRealtyCity Inc. - My Short Sale Pros
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863-438-6605

We help homeowners in distress!

We help homeowners in distress!We help homeowners in distress!We help homeowners in distress!

Avoid foreclosure. You have options. There are 5 Alternatives to foreclosure.




863-438-6605

We help homeowners in distress!

We help homeowners in distress!We help homeowners in distress!We help homeowners in distress!

Avoid foreclosure. You have options. There are 5 Alternatives to foreclosure.




The 5 Alternatives to foreclosure

Aside from coming current on your mortgage with your Lender. 

These are the 5 alternatives to avoid a foreclosure:


1. Bankruptcy: You need to hire a bankruptcy attorney for legal advice.


2. Loan Modification: This option is for homeowners who want to keep their home. A homeowner must negotiate the terms of the modification with their Lender.


3. Deed in Lieu of Foreclosure: This is the process of the homeowner conveying all the interests of the home to the Lender to satisfy the loan that is in default and avoid the foreclosure.


4. Loan Forbearance:  The loan payments are postponed or reduced but interest continues to accrue during the period of forbearance. The terms must be negotiated with your Lender. 


5. Short Sale: Is a sale of real estate in which the net proceeds from selling the property will fall short of the debts secured by liens against the property. In this case, if all lien holders agree to accept less than amount owed on the debt, a sale of the property can be accomplished. This option has several benefits to a homeowner. In order to qualify for a Short Sale with the Lender the homeowner must have a financial hardship. Examples of financial hardships are loss of employment, Covid-19, reduction of income, divorce, death in family, bankruptcy, job transfer, major medical expenses, and high debt to income ratios. 

Our team specializes and helps homeowners for free with processing a Short Sale. We will help you identify the financial hardship and will assist with instructions on how to prepare a hardship letter.


There are 10 Short Sale benefits to homeowners with a financial hardship.


1. The homeowner avoids foreclosure. A foreclosure damages a borrower's credit up to 10 years in some cases. Lenders will not approve a borrower for a new mortgage until the foreclosure clears from the credit.


2. A Short Sale affects a borrower's credit for up to 2 years. After the 2 years a borrower will be approved by Lenders and can buy a new home.


3. During a Short Sale some Lenders offer the borrowers relocation assistance.


4. The Lender pays the Realtors commissions. The process and negotiations are FREE to the homeowner.


5. The homeowner receives FREE assistance from our experienced Short Sale Realtor and Short Sale negotiator.


6. ALL debts are settled or renegotiated and have less impact on the borrowers credit report.


7. A Short Sale offers borrowers a clean slate. The borrowers can work on future goals after the Short Sale.


8. The Short Sale process takes approximately 3-6 months to close. This gives borrowers the time to relocate their family.


9. During the Short Sale process the borrowers can save money while the process finalizes and closes.


10. Borrowers can live rent free while the Short Sale process closes.



About Us

Jesse Carriedo

Short Sale SOLD in Haines City Florida

Foreclosure prevented

As a Certified Distressed Property Expert, Jesse Carriedo is dedicated to helping homeowners who are in financial distress and facing foreclosure. With 25 years of experience, Jesse has successfully helped many homeowners prevent foreclosure by negotiating short sales with their lenders or mortgage servicers. If you're in financial distre

As a Certified Distressed Property Expert, Jesse Carriedo is dedicated to helping homeowners who are in financial distress and facing foreclosure. With 25 years of experience, Jesse has successfully helped many homeowners prevent foreclosure by negotiating short sales with their lenders or mortgage servicers. If you're in financial distress and need expert guidance to avoid foreclosure, Jesse Carriedo is the professional you can trust to guide you through the process. Contact Jesse Carriedo today to discuss your loss mitigation options and get the help you need. 

Foreclosure prevented

Short Sale SOLD in Haines City Florida

Foreclosure prevented

Jesse Carriedo, a trusted Certified Distressed Property Expert, recently helped a homeowner in Davenport, Florida facing foreclosure. With Jesse's expert guidance, the homeowner was able to postpone the foreclosure and successfully negotiate a short sale, ultimately saving their credit and preventing foreclosure. Jesse's team is dedicated

Jesse Carriedo, a trusted Certified Distressed Property Expert, recently helped a homeowner in Davenport, Florida facing foreclosure. With Jesse's expert guidance, the homeowner was able to postpone the foreclosure and successfully negotiate a short sale, ultimately saving their credit and preventing foreclosure. Jesse's team is dedicated to helping homeowners in distress in Central Florida, providing them with the support they need during difficult financial times or health hardships. If you're facing foreclosure or financial distress, turn to Jesse Carriedo and his team for reliable guidance and expert advice. Contact us today to explore your loss mitigation options and take the first step towards preventing foreclosure. 

Short Sale SOLD in Haines City Florida

Short Sale SOLD in Haines City Florida

Short Sale SOLD in Haines City Florida

Jesse Carriedo, a trusted Certified Distressed Property Expert, recently helped a homeowner in Haines City, Florida facing foreclosure due to financial or health hardship. Jesse was able to postpone the foreclosure auction date and successfully negotiate a short sale with the mortgage servicer, ultimately helping the homeowner avoid forec

Jesse Carriedo, a trusted Certified Distressed Property Expert, recently helped a homeowner in Haines City, Florida facing foreclosure due to financial or health hardship. Jesse was able to postpone the foreclosure auction date and successfully negotiate a short sale with the mortgage servicer, ultimately helping the homeowner avoid foreclosure and save their credit. If you're a Central Florida homeowner facing similar challenges, contact Jesse Carriedo for a free and confidential consultation. Jesse and his team are dedicated to helping homeowners in distress, providing expert guidance and support throughout the process. Don't wait until it's too late - reach out to Jesse Carriedo today to discuss your options and take the first step towards a brighter financial future. Do not allow the lender to foreclose you have options.

Our Services

Why would a Bank agree to a Short Sale?

 

Short Sales can be a win-win for both homeowners and banks. Banks agree to Short Sales for a few key reasons: first, it saves them thousands of dollars in attorney and court-related fees that are associated with the foreclosure process. Second, banks avoid the liability and expenses of owning and managing a vacant property. As a result, they are more likely to work with homeowners to approve a Short Sale.

Additionally, Short Sales can be more beneficial to banks because they often sell at a higher value than foreclosed homes. Banks are not in the business of owning and managing homes, and by selling the property at a higher value, they can recoup more of their losses.

If you're a Florida homeowner facing foreclosure, a Short Sale may be a viable option for you to avoid foreclosure and save your credit. Contact our team of certified and experienced distressed property experts today to discuss your options and take the first step towards a fresh start.

 

What are the Short Sale costs to homeowners?

 

At our team, we understand that the Short Sale process can be overwhelming and stressful, especially when dealing with a bank. That's why we offer a free processing and negotiation service to help Florida homeowners avoid foreclosure and save their credit.

While attorney fees may be required if you decide to hire legal representation, our team of certified and experienced distressed property experts can guide you through the process, negotiate with your bank, and help you achieve a successful outcome without any upfront costs.

If you're facing financial distress and considering a Short Sale, contact us today for a free and confidential consultation. Our team is committed to helping you navigate the Short Sale process with ease and confidence, and we're ready to assist you every step of the way. Don't wait until it's too late - reach out to us today to discuss your options and take the first step towards a brighter financial future.

Will my Bank waive the Deficiency Judgement?

 

Our team is dedicated to helping Florida homeowners negotiate a successful Short Sale with their bank, which often includes seeking to waive any potential Deficiency Judgement. However, it's important to keep in mind that each bank has its own rules, and state law can also impact the outcome of a Short Sale.

As a homeowner considering a Short Sale, it's essential that you seek legal advice from an attorney and tax advice from a tax professional to fully understand the potential consequences or benefits of a Deficiency Judgement. Our team is here to guide you through the process and help you understand your options, but we always recommend seeking professional advice to ensure you make an informed decision.

If you're facing financial distress or have a health hardship and considering a Short Sale, our team of certified and experienced distressed property experts can help. Contact us today for a free and confidential consultation to discuss your options and take the first step towards a fresh start.

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VIDEO LINKS:

The 6 Alternatives to Foreclosure Video Link

The 6 Alternatives to Foreclosure Video Link

The 6 Alternatives to Foreclosure Video Link

The 6 Alternatives to Foreclosure video link.

Hardships lenders approve for a short sale

The 6 Alternatives to Foreclosure Video Link

The 6 Alternatives to Foreclosure Video Link

Lenders may approve the following hardships

CONTACT US TODAY FOR YOUR FREE SHORT SALE CONSULTATION!

RealtyCity Inc. - My Short Sale Pros

117 W Lee Jackson Hwy, Haines City, Florida 33844, United States

863-438-6605

Office: 863-438-6605

email: myShortSalePros1@gmail.com

Office website: www.RealtyCityinc.com

Florida Broker Licensee #BK3242172


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